FREE First-Time Homebuyer Webinar
Get Up to $75,000 Toward Your First Home in Tampa Bay
There are city and county programs that can help with your down payment and even closing costs—including up to $50,000 in Tampa and up to $75,000 in St. Petersburg (eligibility required). Plus, there are programs across the Tampa Bay area many buyers don’t know about.
What You'll Learn
Where the money is: How to access down payment and closing cost assistance around Tampa Bay.
Exact steps to qualify: Income limits, home price caps, credit guidelines, and required classes—explained clearly.
Get mortgage-ready fast: What lenders look for beyond score and income.
Avoid costly mistakes: The top first-time buyer pitfalls (and how to dodge them).
How to win offers: Local, practical strategies that actually work right now.
Learn More About First-Time Homebuyer Programs in our Webinar
Sign Up Today!
Learn All About:
The truth about down payments—and why 20% isn’t required
How to get mortgage-ready (even with less-than-perfect credit)
Insider tips Realtors use to help first-time buyers win offers
The top 3 mistakes new buyers make—and how to avoid them
What lenders really look for beyond your income and credit score
Florida programs and loan options made just for first-time buyers
Meet Your Hosts
Local Experts. Real Support. No Pressure.
Lauren and Martin have helped dozens of first-time buyers in Florida navigate the mortgage and home search process with clarity, patience, and smart strategy. They know what first-time buyers are nervous about—and how to make it easier.
Lauren Vanderbent
Loan Officer
Lauren Vanderbent is a licensed mortgage originator at Home Access Financial. She provides professional financial services, dedicated to guiding homebuyers through a smooth, confident path to homeownership.
With over four years of experience in the mortgage industry—including roles as a Junior Processor, Loan Officer Assistant, and now Loan Officer—Lauren combines deep technical knowledge with a genuine passion for helping clients achieve their dreams. Born and raised in Tampa, she understands the local market and takes pride in making the process approachable, empowering clients with the knowledge they need to succeed.
When she’s not helping clients, you’ll find her on a pickleball court, hiking with her goldendoodle Ari, or watching the sunset at the beach.
Martin Caban
Realtor
Since 2014, Martin has been helping clients build wealth and find their dream homes through real estate. With a decade of investing experience, he specializes in identifying property potential and navigating smart, profitable opportunities. His extensive construction background ensures he can guide clients through evaluating repairs and renovations with confidence.
In his first year as a full-time agent, Martin successfully closed over 20 transactions, helping families and investors alike achieve their real estate goals. He is passionate about assisting families in finding their next home — one that grows with their needs and lifestyle.
Serving Tampa Bay and surrounding counties, Martin is committed to making the real estate journey smooth, rewarding, and stress-free. Whether clients are upgrading their home or exploring investment opportunities, Martin is ready to make it happen.